On July 14th, at the regular scheduled Logan Township meeting there will be discussion regarding the recent rule changes from FEMA about the availability of flood insurance in the designated flood plain of the Pere Marquette river.
Currently if you have a home in the flood plain, flood insurance is unavailable or so prohibitively expensive it may as well be. The rule change mandates you must have flood insurance if you have a mortgage or the lender can demand payment if full. Liability is capped at $35000 for a single family dwelling and $10000 for the contents.
Availability is also determined by your relationship to the flood plain, mainly your elevation in regards to historic river levels. The FEMA flood plains maps are here It takes some fooling around to find anything, your tax dollars weren’t spent on an easy to use web format, and how it might effect your township taxes hopefully will be explained on July 14th.
The May 2014 newsletter from the Land Conservancy of West Michigan announced two new easements on the Pere Marquette, one near Bowman lake/Bowman bridge on the main Branch, and One here on the Big South branch
Jan Potter’s 11 acre property in Mason County lies along
2,000 feet of the Big South Branch (the biggest of the four
tributaries) of the PM. Located on a large bend of the river,
the property is nearly a peninsula, with water surrounding
it on all but the west side. Hemlock, cedar, and beech trees
line the river here.
Protection of this property was made possible with the help
of a grant from the Michigan Department of Environmental
Quality intended to address non-point source pollution as
prioritized by the federal Clean Waters Act. Conservation
easements help to prevent pollution by protecting land
in its current state and allowing limited or no additional
development on the land. This protects the river from
additional sediment and thermal pollution in perpetuity.
(From the newsletter)
Easement does not mean the property is open for public use. It means that stretch will remain pretty much the way it is when you or your children pass through kayaking or fishing. More information at the Land Conservancy’s website, www,naturenearby.org